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Plans Designed for Seniors (Guaranteed Issue)
Unlike Term Insurance which provides temporary coverage for a period of time or "term", Permanent Life Insurance delivers protection over your lifetime. It remains in effect for as long as you pay the premiums.
Senior Protector from Farmers & Traders Life provides your choice of $2,000 to $25,000 of protection for persons between the ages of 50 and 80 (75 in New York and Missouri). Its affordable premiums are guaranteed never to increase yet your benefits are guaranteed never to decrease.
Apply for the amount of coverage you need between $2,000 and $25,000 that meets your needs and budget. You will not have to answer eligibility questions and you will not have to take a medical examination.
You decide and appoint who will receive and distribute your policy's death benefit in the event of your death.
Should death occur during the first three years following the effective date of the policy (two years in NJ, PA, WV), the death benefit is the full amount of all the premiums you paid during this period, plus interest. If age 65 or over at the time of issue, this period is reduced to two years.
The full face amount of your policy will be paid if death occurs after this initial period or at any time if the cause of death is accidental.
Your policy's face value will never decrease and your premiums will never increase. As long as you pay your premiums, the policy can never be cancelled. It's guaranteed in writing in the contract.
Plus...Because this is a permanent insurance plan, you'll enjoy the advantage of cash value buildup. Dividends cannot be guaranteed but the actual cost of your Senior Protector policy may even decrease over time due to dividends, Farmers & Traders Life's experience with your policy, your age and the policy's face amount.
To get a FREE Life Insurance Quote Call
631-289-2777
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| Call Now! 631 - 289 - 2777 |
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Sunrise Agency 2285 Route 112 Medford, NY 11763 Phone 631-289-2777
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